I mistakenly put money into my Traditional IRA at Vanguard this year instead of my Roth IRA. I couldn’t for the life me find directions on how to change this, so I called Vanguard. It’s actually very simple.
- Login to your account
- Click on FORMS in the header
- Click Add or remove money, trade within your account
- Click Remove excess distributions or contributions, convert from a traditional to a Roth IRA, or recharacterize contributions Click Remove excess contributions, convert assets, or recharacterize contributions
- Fill out the rest of form
Disclaimer: I’m not a tax professional, just a dude who messed up his contributions.